Released on: September 17, 2007, 2:15 pm

Press Release Author: David Marihugh

Industry: Real Estate

Press Release Summary: Foreclosures, the sub-prime "meltdown", mortgage and
appraisal fraud are hot topics in Ohio. Thousands of mortgages will be adjusting
upward this year, and many homeowners will need to refinance to get a an affordable
fixed rate mortgage. Ohio Senate Bill 185 has restricted how an mortgage
professional orders appraisal. SB 185 was intended to counteract mortgage fraud,
but has cost many homeowners fees for appraisals that did not meet their "needed"
value. IndependenceData.com is offering free seminars to schools, churches and
civic groups throughout Ohio to educate homeowners to the available on-line
resources used by real estate professionals.

Press Release Body: Greg Mahan, co-founder of IndependenceData.com, said "most
people don\'t know where to look, or what to look for to determine the value of their
home. I just wanted our site to be that guide. We scoured the net to find these
Ohio links and make them easily accessible" The website (www.IndepenceData.com)
includes over 8,500 unique external links, which are checked daily, spread out on
nearly 1,400 pages of Ohio information. Every town, city, county and zip code in
Ohio has a unique page, linked to local on-line county resources, government,
schools, newspapers, colleges, maps, demographics, weather and much more.

The free training seminars will be focused on local links to educate the homeowner
with insider tricks and tips to using on-line resources. "In over 15 years of
appraising throughout the State of Ohio, I have been amazed many homeowners have no
idea what their home is worth or what to expect in an appraisal. Only a handful of
homeowners have ever offered neighborhood sales information to me, and most that
did, had sales agents as family members. No appraiser or real estate sales agent is
going to know as much as someone who lives in a neighborhood. Knowing which homes
sold as a result of a death/divorce, foreclosure or were inner-family is invaluable"
said David Marihugh, co-founder of IndependenceData.com.

"IndependenceData.com is empowering and educating homeowners to understand the
reason for their property values and how it relates to buying, selling or
refinancing their home. Our home is the largest investment we will make in our
lifetime, all homeowners need this property-protecting information, so we can
continue to concentrate on what\'s most important...the protection and management of
our property, while improving the standard of living for our families" said Marti
Wright, Licensed Loan Officer with Ameriway Mortgage Company in Toledo, Ohio.

Contact Greg Mahan at IndependenceData.com (greg@independencedata.com) or at
419-497-2148 for additional information or scheduling free training seminars.


Web Site: http://www.independencedata.com

Contact Details: Gregory Mahan
9938 Independence Road
Defiance, OH 43512
419-497-2148
Fax: 419-419-4269
greg@independencedata.com